Review Inbox

The dashboard works without these answers — pages just render with TBD placeholders where the data is missing. Answer when you have a quiet moment in front of the relevant account. No urgency, no order — just better numbers as they come in.

Card variants

USAA Visa ····2957 — which variant?

Earn structure differs sharply by variant. The "which card for this purchase" engine currently skips this card because we don't know whether it earns 2× gas+dining, 1.5% flat, or 5% gas + 5% military-base.

Rewards Visa Signature (2× gas+dining)
Preferred Cash Rewards (1.5% flat)
Cashback Rewards Plus (5% gas + 5% base)

Unblocks → /info/finance/rewards

Card variants

BoA card ····3291 — which variant + your current Preferred Rewards tier?

BoA Customized Cash ($0 AF) vs. Premium Rewards ($95 AF) have different benefits. Separately: the May 26 Preferred Rewards program change drops the +75% bonus to +50% at $100K. Need to confirm if you're grandfathered.

Customized Cash Rewards (3% rotating + 2% groceries)
Premium Rewards ($95 AF, 2× travel/dining, $100 incidentals)

Unblocks → /info/finance/rewards

Anniversary dates

Amex AF post months for the 3 cards

Renewal calendar can't show "decide-by" dates without knowing when each card's anniversary lands. Hilton Aspire ($550), Delta Platinum ($350), Delta Reserve Business ($650).

Check Amex account · find each card's "Annual Membership Fee charged on" date

Unblocks → /info/finance/rewards

APRs

Confirm APRs on 5 loans

Payoff scenarios run on estimated APRs for these — real numbers would make the math decision-grade rather than directional.

Lincoln Nautilus auto loan (Pathways)
F-150 Lightning auto loan (Pathways)
Topher 401(k) loan (Fidelity)
Jaime 401(k) loan (Fidelity)
Pathways HELOC variable rate basis (Prime + X)

Unblocks → /info/finance/payoff

Status check

Nelnet student loan — current SAVE / IBR status

Last balance from July 2024 ($178,949). SAVE plan was court-struck; servicing state is uncertain. Need login to confirm current monthly + APR + any 2026 forbearance.

Unblocks → /info/finance/networth

Asset estimates

Replace the $100K vehicle estimate with KBB values

Net worth calc uses a $100K placeholder for both vehicles combined. Real KBB values would tighten the number.

Lincoln Nautilus 2024 · KBB lookup
F-150 Lightning 2022 · KBB lookup (post-recall valuation may differ)

Unblocks → /info/finance/networth

Family loan

Bonnie family loan start year

Need start year for cumulative interest paid calc. Loan is interest-only at 10% — $500/mo · ~$60K balance, but cumulative-interest disclosure is incomplete without the start.

Best estimate is fine

Unblocks → /info/finance/networth

Subscriptions

Iberostar membership — keep, cancel, or let lapse?

Flagged past-due in audit. The Subscriptions Decision Workflow has this surfaced at the top; needs a decision before it auto-renews.

Pay to reactivate
Cancel formally
Let lapse

Unblocks → /info/finance/subscriptions

Subscriptions

CrunchLabs — update card or cancel?

Payment method expired. Next billing attempt will fail unless card is updated.

Update card on file
Cancel

Unblocks → /info/finance/subscriptions