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Briefing

Credit Cards

Quick reference for all 18 cards · for full benefits + 'which card for X', see the Rewards Command Center.

Updated 18 cards · $1,900 total AF · $33,288 carried

Back to Finance

Total cards

18

5 active · 7 attention · 3 kept-open

Annual fees

$1,900

3 Amex cards drive most of this

Balance carried

$33,288

7 cards have a balance

Status

5 active

Used regularly in rotation

2All cards

Full portfolio · sorted by status

Quick reference for all 18 cards (14 Topher + 4 Jaime). Attention cards (carrying a balance) first, then active rotation, then kept-open for credit history, then dormant.

BoA card (variant TBD)

Bank of America · ····3291 · Topher

$10,920

$0 AF

Attention

Venmo Visa Credit Card

Synchrony · ····TBD · Topher

$7,174

$0 AF

Attention

Amazon Prime Store Card

Synchrony · ····0419 · Topher

$932

$0 AF

Attention

Delta SkyMiles Gold

American Express · ····TBD · Jaime

$3,919

$0 AF

Attention

Delta SkyMiles Platinum (new)

American Express · ····TBD · Jaime

$1,000

$350 AF

Attention

Wells Fargo Reflect

Wells Fargo · ····TBD · Jaime

$6,031

$0 AF

Attention

CareCredit

Synchrony · ····TBD · Jaime

$3,039

$0 AF

Attention

Delta SkyMiles Reserve Business

American Express · ····1006 · Topher (Aspire Digital LLC)

$0

$650 AF

Active

Delta SkyMiles Platinum

American Express · ····1001 · Topher

$0

$350 AF

Active

Hilton Honors Aspire

American Express · ····1009 · Topher

$0

$550 AF

Active

MGM Rewards Mastercard

FNBO · ····7536 · Topher

$78

$0 AF

Active

Capital One Quicksilver World Elite Mastercard

Capital One · ····4404 · Topher

$0

$0 AF

Active

Capital One Quicksilver (duplicate)

Capital One · ····5101 · Topher

$0

$0 AF

Kept open

USAA Visa (variant TBD)

USAA · ····2957 · Topher

$0

$0 AF

Kept open

USAA Visa (secondary, variant TBD)

USAA · ····6775 · Topher

$195

$0 AF

Kept open

Synchrony Mastercard

Synchrony · ····0308 · Topher

$0

$0 AF

Dormant

Lowe's Advantage

Synchrony · ····TBD · Topher

$0

$0 AF

Dormant

Pathways Credit Union credit card

Pathways Credit Union · ····7759 · Topher

$0

$0 AF

Dormant
For deep card benefits: per-card earn rules, credits, certs, "which card for this purchase" routing, and rewards-vs-interest warnings live on the Rewards Command Center.
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